Home Buying 101

Buying a New Home

Before buying a new home, you should know the steps involved and the tools we have made available to help you.

Four steps to a mortgage
Anyone interested in getting a home loan will need to go through the following steps:
1. Making a mortgage application
2. Underwriting and processing
3. Preparing for settlement and collecting funds for closing
4. ClosingHow long it takes to apply and get approved for a mortgage depends on factors such as application time and underwriting processes.

And, because we can give you a decision within minutes rather than hours or days, you can get to closing faster than with the traditional process. Of course, if you ever have questions, you can call us at 610-409-6111

Tools for obtaining a mortgage loan
Through our safe and secure website we offer:
• An easy application process
• A full approval (pre-approvals are also available)
• A significant reduction in the number of personal documents and data required
• Streamlined appraisal requirements
• An approval decision, at no cost, for all the products that you qualify for
• A custom interest rate based on your financial information
• A quick decision on your home loan application – within minutes, not hours or days

You can use our calculator to see how much mortgage you can afford. Then, when you’re ready to proceed with purchasing your new home, click here to apply!